What PactPal is and is not
PactPal is
- A record keeping tool for sellers paid through PayPal: agreements, payments, deliveries and approvals, recorded as they happen.
- A way to answer a PayPal dispute with the record you already have.
- Currently in test mode. No real money moves.
PactPal is not
- Not escrow. PactPal never holds money. Your buyer pays you through PayPal, one invoice per agreed stage.
- Not legal advice. PactPal is not a law firm and does not tailor legal terms. It records what you and your buyer agreed.
- Not a prediction. PactPal never predicts or promises the outcome of a dispute. The records score measures how complete a deal's records are, nothing more.
- Not proof of identity. Signing in with PayPal shows control of a PayPal account; a typed name and an internet address are not proof of who someone is.
- Not automatic. AI output is a draft that cites its source or stays blank. You confirm everything before it is sent to a buyer or to PayPal, and neither the AI nor your agent signs or accepts anything for anyone.
Which deals suit it
| Deals | Status |
|---|---|
| Services and digital work: design, illustration, writing, translation, web and software, photo and video, consulting, coaching | Supported |
| Digital products: templates, presets, courses | Supported |
| Small physical goods from small sellers: handmade or made to order | Supported |
| Deposit bookings, retainers and subscriptions, regulated professional services | Not supported yet |
| Anything PayPal's Acceptable Use Policy prohibits, plus gift cards, crypto, investments, vehicles and real estate | Not supported |
While drafting, the AI also checks what is really being sold against the category you picked, and flags a mismatch.