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This page says what PactPal keeps, why, for how long, and who else sees it. It is not legal advice. PactPal currently runs in test mode, so please use made-up details only.

What PactPal keeps

What Why
Your email, one display name and your PayPal account id (when you sign in with PayPal) To sign you in and to tell you about your deals
Each deal's evidence log: agreed terms, versions, signatures (the typed name), payments, deliveries, steps So either side can show what was agreed and done
Files you add (chats, deliverables, screenshots) and the deal's chat messages They are the evidence
The browser and, when known, the internet address of each recorded action Part of the evidence of who did what, and when
PayPal's record of a dispute on a deal, including the buyer's messages to PayPal To answer the dispute with the right evidence
AI drafts of the agreed work, which quote the chat To suggest terms; you decide what is kept
PayPal's notifications as received To process payments and disputes exactly once
A sign-in cookie To keep you signed in. There are no tracking or ad cookies

Server logs name records by id and never hold messages, files, addresses or keys.

How long

A clean-up runs every day:

What Removed
A deal and everything about it (log, files, chat, signatures, disputes, packets, reminders) 210 days after the deal's last activity
A deal with a PayPal dispute that is not resolved Kept until the dispute is resolved, then 210 days later
PayPal's raw notifications, and AI drafts with their chat quotes 60 days after they arrive
Expired sign-ins and buyer links At the next clean-up

210 days covers PayPal's dispute and chargeback window (about 180 days after a payment) with a buffer. A deal is removed whole, never in part, so a kept deal's evidence always checks out. Your account (email and name) stays while you use PactPal; to have it removed, write to hello@pact-pal.app.

Who else sees it

Service What it receives
PayPal Invoices, and the evidence you choose to send for a dispute
AI model hosts: Google Gemini, Groq, Mistral, OpenRouter Pasted chats, the deal's chat for drafts, and dispute claims, to draft and compare
Resend Email addresses and the text of PactPal's emails, to send and receive them
Channel3 Product listing addresses you look up
Render Everything, as PactPal's host (database, files, background tasks), in Virginia, USA
Cloudflare Each visit's address, as it passes in front of the site

Some AI hosts' free plans may keep what they receive, use it to improve their models, or have people read it; Google says not to send personal data to its free tier. That is why PactPal asks for made-up details while it runs in test mode. Before any real use, PactPal would move to paid plans that do not train on what they receive.

What an AI suggests is never sent anywhere by itself: you confirm every invoice, message and piece of evidence.